Fintech Directory

International digital payments platform for businesses, offering multi-currency accounts and transfers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Provider of cutting-edge payment testing and certification tools with a global customer base. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Embedded finance platform offering earned-wage access, payroll solutions, and SME financing. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Major Abu Dhabi-based bank offering consumer and commercial banking; known for its digital wallet and app (ADCB Hayyak). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Leading Islamic bank headquartered in Abu Dhabi, offering Shariah-compliant retail, corporate, and wealth services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Technology solutions provider enabling digital payments and enterprise services for businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

AI-based digital identity verification and KYC platform for seamless user onboarding. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Insurance blockchain platform streamlining motor insurance claims across insurers and brokers. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

API-first cloud platform enabling banks and wealth managers to launch digital financial services. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Digital payments service by ADNOC allowing cashless fuel payments via RFID tags, Emirates ID, or app. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global payments platform providing end-to-end payment processing for enterprises (Middle East operations). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Online platform for rent payments and property management connecting landlords and tenants. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Islamic bank headquartered in Ajman, offering retail and corporate banking with a focus on digital services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Regulated digital tipping platform in the UAE, enabling QR code tip payments to service workers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

National payments infrastructure by the Central Bank to enable faster, secure, real-time money transfers in the UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fully digital community bank in Abu Dhabi offering retail banking through a mobile-only platform. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

AI-powered corporate expense management platform for MENA businesses with smart company cards. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Leading global digital payments platform (Ant Group), operating in UAE for merchant payment acceptance. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Cloud-native, AI-driven wealthtech solutions platform for banks and wealth managers. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

RegTech company (DIFC-licensed) offering AI-powered identity verification and biometric authentication. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Payments processing service by Amazon for MENA, providing online payment gateway solutions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Crypto bank bridging digital and traditional assets, serving professional investors (Swiss-based, UAE operations). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Authentication, identity orchestration, and frictionless payments solutions provider. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fractional real estate and private equity investment platform (DIFC), DFSA-regulated. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Commerce automation platform enabling merchants to offer flexible, world-class payment experiences. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital onboarding platform simplifying customer acquisition for retail banks. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Institutional-grade infrastructure for digital assets, enabling crypto liquidity and custody at scale. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Blockchain platform and development firm pioneering blockchain solutions in the MENA region. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Embedded insurance platform allowing non-insurance businesses to offer insurance products via API. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Blockchain-based climate finance platform regulated by VARA, enabling capital raising for climate projects. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Modular compliance and risk management platform with digital onboarding, KYC/KYB, and transaction monitoring. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Crypto platform with a regulated exchange and self-custodial wallet for easy and rewarding use of digital assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Commercial bank in Sharjah specializing in corporate banking and investments. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

AI-powered platform enabling banks to enhance digital customer experience across retail and corporate banking. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

End-to-end real-time fraud monitoring and transaction risk management solution for digital payments. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Online comparison site for banking and insurance products, helping users find and apply for offers. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

AI-driven underwriting and analytics platform that reads borrower documents for instant loan decisions. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Digital investment app enabling commission-free stock and ETF trading with a focus on MENA investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Real estate crowdfunding platform (DFSA-regulated) for investing in Dubai properties (formerly Baytuki). Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Work life and benefits platform automating HR, payroll, and health insurance for SMEs. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Blockchain-based payments and loyalty platform enabling retailers to accept digital payments with smart contracts. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

P2P digital lending platform connecting investors and SMEs, first regulated crowdfunding platform in MENA. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Platform enabling merchants to offer bill payment services to customers across 30+ countries. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global blockchain ecosystem and cryptocurrency exchange with regional headquarters and licensing in UAE. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

MENA region’s largest cryptocurrency exchange, offering AED/SAR trading for Bitcoin and 60+ cryptocurrencies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Blockchain-based platform combining gaming and decentralized finance to incentivize eSports gaming. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Blockchain development studio and enterprise solutions provider leading blockchain innovation in UAE. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Blockchain-based real estate crowdfunding marketplace enabling fractional property investment. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

UAE-based ultra app offering VOIP, payments, and everyday digital services on one platform. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global fintech brand offering a portfolio of digital payment solutions for individuals and corporates. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Consumer-to-merchant mobile payment platform using Bluetooth for offline proximity payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital asset infrastructure and venture-building firm integrating AI and blockchain technologies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Online insurance marketplace offering comparisons and brokerage for various insurance products. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Global cryptocurrency exchange (est. 2018) offering trading services, now headquartered in Dubai. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Super-app platform (originating in UAE) offering ride-hailing, food delivery, and a digital wallet (Careem Pay). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Buy-now-pay-later (BNPL) provider offering point-of-sale financing and honest credit to consumers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Smart mobile investment app by Commercial Bank of Dubai, offering robo-advisory portfolios to customers. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Bridging and connectivity solutions for trading platforms – liquidity aggregation, risk management, and analytics. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Regulated virtual asset custodian in ADGM, providing secure storage and management of cryptocurrencies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Global payment processing provider offering a cloud-based payments platform (MEA headquarters in UAE). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Insurtech platform for brokers, providing pre-underwritten insurance products and revenue optimization tools. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Open API banking solutions provider enabling banks and fintechs to launch digital banking products. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Crypto-assets trading platform licensed by Bahrain’s CBB and Dubai VARA, enabling safe buy/sell of digital assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

B2B payments platform enabling suppliers to offer trade credit to SME clients while receiving upfront payment. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Commercial bank (CBI) based in Ras Al Khaimah, offering consumer and corporate banking solutions. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Conventional bank in Dubai offering retail, corporate, and treasury services, with growing digital banking offerings. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Financial comparison website for UAE banking products (loans, accounts, cards), helping users choose best options. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Consumer-focused fintech helping users improve financial wellness by incentivizing saving and reducing debt. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Digital Gold tokenization platform built on XDC Network, enabling trading of tokenized gold assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Decentralized blockchain ecosystem connecting businesses to consumers, empowering direct e-marketplace interactions. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Digital banking platform enabling financial institutions to offer digital banking services to underserved markets. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Embedded finance platform allowing businesses to offer instant SME lending to their customers. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Financial planning & analysis (FP&A) automation platform helping MENA finance teams streamline budgeting and forecasting. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global crypto trading platform and app with over 100M users, operating under UAE regulatory compliance. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Chi-X Digital Assets – platform transforming SME financing and investment in developing economies via digital marketplaces. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

RegTech100 company providing AML/CFT compliance SaaS solutions (e.g. automated KYC, sanctions screening). Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

DFSA-regulated alternative investment platform and asset manager focusing on alpha opportunities in emerging markets. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Open banking API platform providing real-time bank account connectivity for payments and financial data (ADGM-based). Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Digital debt collection and risk management platform improving collections and reducing loan delinquencies. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Fintech-driven consumer finance company reimagining personal loans and credit card services in the UAE. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Insurtech platform enabling digital distribution of insurance and microinsurance across emerging markets. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Cryptocurrency derivatives exchange offering futures and options trading for digital assets (institutional-grade platform). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

AI solutions company helping insurers and governments adopt AI, with focus on smart cities and digital transformation. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Gold-backed lending platform providing secure loans by collateralizing clients’ gold assets. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Dubai’s leading fintech accelerator hub (at DIFC) that supports fintech startups via programs and mentorship. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Digital onboarding and e-KYC platform (Remitex Technologies) enabling secure, compliant customer verification. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Marketplace enabling UAE merchants to offer paperless monthly direct debit payment plans to customers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Blockchain and AI-powered B2B marketplace platform (Marketplace-as-a-Service) for end-to-end digital trade and supply chain. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Cashless payroll platform enabling businesses to pay unbanked employees via digital payroll accounts and cards. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Peer-to-peer social payment app allowing users to split bills and send money via social media integration. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital financial services app by telecom operator du, offering mobile wallets, payments, and remittance features. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

First Islamic bank in the world and leading Islamic finance institution, offering full range of banking services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Crypto/fiat exchange platform bridging the Middle East to the world through a seamless digital asset ecosystem. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Anti-money-laundering (AML) monitoring platform helping banks and fintechs automate AML risk detection. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Digital financial super-app by e& (Etisalat), offering fast onboarding, money transfers, bill payments, and gifting. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fintech specializing in cross-border payments, collections, and forex services for SMEs (UAE regional office). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global digital platform for employee benefits, fleet, and corporate payments, operating regional services in UAE. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Youth-focused smart banking app teaching kids and teens financial literacy with parental oversight. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Insurance technology platform (formerly Virtual i) empowering MGAs and captives with advanced underwriting tools. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Digital financing platform providing SMEs quick access to revenue-based financing via an online portal. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

UAE government-owned development bank providing financing and support to SMEs and strategic sectors (incl. a digital banking app). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Private bank in Dubai providing wealth management and investment banking services to high-net-worth clients. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Major Islamic bank (part of Emirates NBD group) providing Shariah-compliant retail and business banking services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Largest banking group in Dubai, offering retail, corporate, and investment banking with a focus on digital innovation. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Contactless lifestyle payment ecosystem (developed in Dubai) offering instant credit and mobile payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global network for efficient cross-border payments, enabling businesses to move money and embed financial services anywhere. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

White-label fintech platform provider offering end-to-end digital banking and payment solutions to institutions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Workplace savings and investment platform provided to employees via employers for easy saving and investing. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Revenue-based financing platform offering non-dilutive funding to Middle East startups based on their revenue data. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Financial technology firm with a long history in finance, providing innovative fintech solutions and consulting. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global social investment and trading platform enabling users to trade stocks, crypto, and more (regional availability). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Equity crowdfunding platform connecting investors with high-growth SMEs and IPO opportunities (ADGM-based). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Personal wealth tracking app allowing users to aggregate and track all investments and assets in one place. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Lending platform partnering with banks and telcos to deliver easy consumer credit in emerging markets. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Digital asset platform allowing users to manage both crypto and real-world assets seamlessly in one app. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Fintech integrating climate action into business operations, turning sustainability efforts into standard practice. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

AI-driven robo-advisory and wealth management platform offering personalized, goal-based investment portfolios. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Digital platform automating accounting and tax for SMBs, with access to finance professionals and real-time insights. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Workplace savings platform for SMEs to manage and fund employees’ end-of-service benefit liabilities. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fintech aiming to simplify financial services with innovative, ethical solutions for saving and spending across generations. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Technology provider of next-gen digital payment solutions, with team experienced in banking and payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Open finance API platform and innovation hub connecting financial institutions and fintech companies regionally. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Largest bank in the UAE by assets, formed by merger of NBAD and FGB; provides extensive banking services globally. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Revenue-based financing and growth solutions platform providing fast, flexible funding to MENA SMEs. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Earned wage access platform allowing employees to access a portion of earned salary before payday. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

SME financing platform converting future revenues into upfront capital, operating in Gulf and South Africa. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Consumer-to-business digital payment platform connecting customers with merchants for seamless transactions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

B2B SaaS fintech solutions provider headquartered in UAE, offering digital transformation and fintech products for businesses. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Retail-tech company (in partnership with Network International) turning payment terminals into smart POS for SME retailers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

New cryptocurrency exchange aiming to provide a seamless and secure trading experience, founded by finance and tech experts. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

API and infrastructure platform facilitating money movement between buyers, merchants, and financial institutions. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Peer-to-peer lending marketplace connecting established SMEs seeking loans with retail and institutional investors. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Cross-border payment platform helping businesses make local payments in MENA without complex localization. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital assets infrastructure platform enabling businesses to embed crypto experiences for their customers. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Currency exchange and international payments provider offering FX and payment solutions for individuals and businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Regulated digital asset, FX and CFDs prime brokerage serving institutional and professional clients (UAE office). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

API platform for personal finance management, offering data enrichment and spending analytics for banking apps. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

(formerly UAE Trade Connect) Trade finance fraud prevention network using blockchain to detect duplicate financing. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

SME fintech platform for business accounts, payments, and expense management (formerly halalaH). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Licensed digital asset custodian providing bank-grade custody solutions for institutions and Web3 companies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Digital mortgage brokerage platform (Holo.ae) allowing homebuyers to apply for mortgages online in minutes. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Abu Dhabi global tech ecosystem (initiative by Mubadala) that hosts and supports fintech and tech startups with funding and incubation. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Digital wallet and money transfer app licensed in UAE, offering low-cost remittances and payments for individuals and SMEs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Proptech “super app” for home buying, offering seamless property search, mortgage brokering, and real estate services. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Online payment service provider serving merchants and banks across MENA since 2014, offering a full payment gateway. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Decentralized finance (DeFi) startup focused on democratizing access to metaverse assets and digital asset trading. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

DeepTech company in AI, Metaverse, IoT, Web3 & Blockchain, delivering advanced tech solutions for global tech giants. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

AI-focused digital transformation company delivering custom AI applications to enhance business efficiency. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Data-driven platform offering investment readiness assessments for founders and deal support for investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Online insurance brokerage (by AFIA Insurance) helping consumers compare and buy car, health, home insurance. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Insurance brokerage (Oasis Insurance) serving retail customers since 2005, with online policy purchase options. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Commercial bank in Sharjah providing banking services mainly to individuals and SMEs. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Enterprise software solutions for investment management, helping financial institutions digitize operations and data. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Social stock trading platform allowing MENA investors to invest in US stocks with community features. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Blockchain & AI-powered invoice financing platform connecting SMEs with financial institutions for invoice discounting. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Provider of POS software/hardware solutions for retail and hospitality sectors, powering payment and inventory systems. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital payments and remittances app offering multi-currency accounts and money transfers to underserved users. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Wages Protection System (WPS) agent and fintech solutions provider for payroll and salary processing in the UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Invoice payments platform aimed at accelerating cash flow for SMEs through faster invoice settlement. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital real estate investment management platform offering portfolio tracking and property investment marketplace. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Neobank aggregating management of digital assets (crypto) and traditional finances in one app. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Fintech innovator providing invoice factoring and financing solutions for healthcare providers to improve cash flow. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

AI-powered platform transforming receipt management via digitization and analytics (Dubai innovation hub). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Institutional digital asset custody solution (JV by Nomura, CoinShares, Ledger) – providing secure custody in ADGM. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

PropTech/FinTech startup offering online mortgage brokerage and real estate services in UAE, USA, Serbia. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Nomura’s digital asset subsidiary delivering trading, asset management and venture investment in crypto (UAE office). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Technology studio building monetizable experiences in mixed reality, AI, and digital collectibles (Web3 focus). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Open banking API platform connecting fintech apps to bank accounts for payments and data (operating across MENA). Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Digital asset custody and wallet infrastructure provider (CCSS Level 3, SOC II certified) with Middle East operations. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Emirates NBD’s digital bank offering millennial-friendly banking via a mobile app (UAE’s first digital bank). Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Digital platform for syndicating and trading loans, connecting regional and global banks for primary and secondary loan markets. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Tokenized payment and loyalty solution for the hospitality industry, integrating hotel room keys and digital wallets. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Major currency exchange and money transfer operator in UAE, providing remittance and wage payment services. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Plug-and-play financial data platform helping banks and fintechs use spending data for customer insights and engagement. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Digital asset trading and investment platform (“Home of Crypto”) offering crypto investment services. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Payments subsidiary of First Abu Dhabi Bank, providing end-to-end payment solutions using AI and APIs for various sectors. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Startup data platform providing comprehensive data on startups and venture investments in Emerging Venture Markets (HQ in DIFC). Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Real estate crowdfunding platform making premium Dubai property investments accessible with low minimums. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Next-generation financial wellness app empowering individuals in MENA to build better budgeting and saving habits. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Cloud-native core banking SaaS platform enabling banks and fintechs to rapidly implement digital banking solutions. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Financial platform for businesses offering payment collection, corporate cards, and expense management in one dashboard. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

One of UAE’s oldest banks, offering innovative retail and corporate banking (pioneered digital products like Mashreq Neo). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

ADGM-regulated crypto exchange and custodian offering secure digital asset trading and custody services globally. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

AI-driven virtual CFO platform combining AI with human experts to automate accounting and finance for businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Cashback and deals aggregator site letting users earn cashback on purchases and redeem it via bank transfer or wallet. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Blockchain-based mobile payment solution and super-app aimed at the unbanked population in Middle East & Africa. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital payments ecosystem designer and operator, delivering national-scale payment network solutions for inclusion. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

ADGM-regulated virtual asset trading platform and custodian, providing a safe marketplace for digital assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Provider of branded-value and prepaid solutions (gift cards, e-vouchers) for retailers and mobile operators in GCC. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Decentralized app (dApp) that creates crypto inheritance and trust plans to ensure cryptocurrency assets are passed on securely. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Platform allowing companies to trade future recurring revenue contracts for upfront capital (alternative fundraising). Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Personalized credit coaching platform helping consumers improve credit scores and find suitable credit products responsibly. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Trade finance platform adding transparency and governance to supply chain finance, reducing risk and disputes. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Global financial derivatives broker (founded 2005 in USA) now HQ in Dubai, offering forex and CFD trading. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

UK-based fintech (“bank challenger”) offering multi-currency IBAN accounts and corporate cards for global businesses (UAE clients). Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Financial education and comparison site helping UAE consumers understand and find banking and financial products. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Personal finance platform focused on improving financial well-being via tracking, managing, growing, and protecting wealth. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Financial inclusion platform (by Standard Chartered’s SC Ventures) providing low-cost digital payroll accounts for the underbanked. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Free cloud accounting software for small businesses in the UAE, ensuring FTA tax compliance and simple bookkeeping. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Bank offering corporate and personal banking in Fujairah and beyond, with strengths in trade finance and treasury. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Local bank in Umm Al Quwain providing retail and business banking services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Digital wealth management solutions provider enabling financial institutions to offer robo-advisory and digital investing:contentReference[oaicite:3]{index=3}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Formerly Mashreq Merchant Solutions – payment processing and merchant acquiring platform with advanced analytics. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Leading payment solutions provider in MEA, offering merchant acquiring, card processing, and digital payment infrastructure:contentReference[oaicite:4]{index=4}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital wallet platform enabling users to open accounts and accept deposits via digital payment links globally. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Institutional-grade crypto asset management firm aiming to be a leading global crypto fund manager. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

PropTech platform offering an end-to-end digital home buying experience in Dubai (search, mortgage, transaction). Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Regional digital marketplace ecosystem (e-commerce super-app) offering payments and financial services through Noon Pay. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

API-first finance automation solution for accounts payable – automating invoice payments and cash flow management. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

RegTech company enabling secure sharing of KYC data via blockchain – powering consortium KYC utilities for banks. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Financial services and payroll account app for low-income workers, offering mobile bank accounts and remittances. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Cloud-based business growth platform offering SMEs an ERP-like suite for accounting, inventory, and payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Card issuance and payments-as-a-service platform enabling fintechs and startups to launch card programs and lending:contentReference[oaicite:5]{index=5}. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Global crypto exchange offering trading and Web3 wallet services, obtained provisional approval to operate in Dubai. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

AI-driven B2B2X platform enabling telcos, mobile wallets and banks to offer micro-loans, airtime credit and nano financial services. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Financial data analytics platform (OneView™) that integrates banking and CRM data to provide client insights and automation. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Standards-based open banking API platform helping banks meet open API regulations and commercial open banking needs. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

AI-driven accounting and bookkeeping platform providing SMEs with automated accounting and actionable financial insights. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Earned wage access platform allowing employees to withdraw a portion of earned salary anytime (employer-provided benefit). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

UAE-based payment service provider and crypto exchange facilitating crypto buys, sells, and various payment solutions:contentReference[oaicite:6]{index=6}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Regulated blockchain infrastructure platform (issuer of stablecoins) – received preliminary approval to operate in ADGM. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Contactless payment wallet and merchant payments app (an ADQ-backed fintech) widely accepted across UAE retailers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Payment gateway enabling e-commerce and businesses to accept digital payments securely across the UAE/GCC. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Online checkout solution (“smart cashier”) for businesses to easily accept and manage customer payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

UAE’s first fully featured digital wallet (by First Abu Dhabi Bank) for instant money transfers, payments, and deals. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Payment solutions for micro and small businesses – offering payment links, online checkout, subscriptions, etc. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

MENA’s leading payments facilitator providing payment gateway and POS solutions to empower SME growth:contentReference[oaicite:7]{index=7}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital Payment Acceptance focused fintech enabling merchants with omni-channel payment gateway solutions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global online payments leader allowing individuals and businesses in UAE to send and receive payments internationally. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Hybrid Web3 payment solutions provider enabling organizations to accept crypto and fiat payments seamlessly. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Regional payment processing company offering merchants online payment gateways and omni-channel payment solutions:contentReference[oaicite:8]{index=8}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Advanced payment management software for banks, payment providers, and financial organizations (white-label). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

All-in-one platform for businesses to manage payments, expenses, travel booking, insurance, and more in one dashboard. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Spend management platform with smart corporate cards and expense automation for MENA businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Insurtech software provider offering AI-driven fraud detection, claims auto-adjudication, and claims management solutions. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Remittance platform turning migrant remittances into on-demand loans in receiving countries (not yet a licensed lender). Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Finance workflow automation and spend management platform with corporate cards, built for SMEs in the UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Payment gateway enabling consumers to pay online with loyalty points from various rewards programs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Online insurance aggregator (offshoot of India’s Policybazaar) allowing UAE customers to compare and buy insurance policies. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Insurance comparison platform fetching tailored quotes from UAE insurers for car, health, life and other policies. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Leading buy-now-pay-later (BNPL) provider in the GCC, partnering with thousands of retailers for installment payments. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Independent risk management platform offering market, credit, and counterparty risk measurement and visualization tools. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Large proptech portal offering real estate listings across MENA, with integrated mortgage marketplace and services. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Digital motor insurance product with telematics-enabled smartphone app, building a fully digital insurer for the Middle East. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Platform simplifying the real estate journey by facilitating mortgages, golden visas, and related services in one place. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

UAE-based fintech offering a prepaid Visa card and digital wallet app for the Middle East (financial inclusion focus). Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Data analytics and decisioning solutions company enabling automated credit scoring and lending decisions for banks. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Spend management platform with corporate cards and expense software, helping businesses control and automate expenses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

AI-driven fintech startup developing predictive investment analytics to help investors make better choices. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

QR code payments solution for restaurants enabling customers to split and pay their bill at the table via smartphone. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Cryptocurrency brokerage and custodian serving the Middle East, Turkey, North Africa with a regulated platform. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

National Bank of Ras Al Khaimah, focused on personal and small-business banking, with notable digital banking channels. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Global fintech-as-a-service platform offering payments, payouts, wallet and card issuing via APIs (regional HQ in Dubai):contentReference[oaicite:9]{index=9}. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Biometric identity software developer creating ready-made facial recognition solutions for security and authentication. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

B2B insurtech platform for insurers/reinsurers and brokers to manage reinsurance and coinsurance business digitally. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Global digital remittance company leveraging mobile and web channels for cross-border money transfers (UAE corridor support). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

HR fintech platform enabling companies to hire, onboard, and pay remote international employees compliantly. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Enterprise blockchain solutions for cross-border payments – Ripple’s Dubai office drives regional adoption of RippleNet and XRP:contentReference[oaicite:10]{index=10}. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Financial services platform for migrants, offering accounts, remittance, and credit-building tools in host and home countries. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Blockchain development company (founded 2017) now building custom blockchain projects and DeFi solutions in the UAE. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Digital money platform envisioning real-time, low-cost financial asset transfers and inclusive access (in development). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

New community Islamic digital bank offering Shariah-compliant banking via a fully digital experience. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

P2P card-sharing service allowing users to share credit balances domestically and internationally with ease. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Indian payment gateway and fintech expanding in UAE, offering custom digital payment platforms for businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Popular investment and personal finance platform providing robo-advisory portfolios and zero-commission stock trading. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

AI-driven personal finance platform that uses open banking and automation to help consumers save, invest, and manage debt. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Fintech venture aiming to deliver digital solutions addressing inequality and illiquidity in global financial products. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Leading Shariah-compliant bank in Sharjah, providing retail and corporate banking, and digital account services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

“Virtual ATM” mobile app (Alliance Network) enabling peer-to-peer cash withdrawal and deposit without physical ATMs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Leading Cards-as-a-Service (CaaS) platform in MENA/Pakistan, enabling brands to issue payment cards via open APIs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital payments app for schools and parents, allowing instant school fee payments and other education-related transactions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global digital wallet for online payments and money transfers, widely used for gaming and e-commerce in UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fintech/Foodtech app that lets restaurant guests split bills and pay via mobile without waiting for staff. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Decentralized Ethereum-scaling platform aiming to make Web3 development accessible with low fees and high security. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

DFSA-regulated real estate crowdfunding platform allowing people to invest in fractional rental properties in Dubai. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

White-label crypto payment processing solution for payment service providers to accept cryptocurrency transactions. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Personal finance content and tools platform offering unbiased information and comparisons to improve financial decisions. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

AI-driven platform providing live trading forecasts and analytics for traders, acting as a virtual trading assistant. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Digital real estate investment platform allowing global investors to buy shares in Dubai rental properties easily. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

Digital wealth management platform offering automated portfolio investing and cash management for retail investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Payments 3.0 platform providing end-to-end checkout solutions and escrow-style payment options for e-commerce in MENA. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global payments infrastructure company offering payment API solutions (UAE presence via local partnerships):contentReference[oaicite:11]{index=11}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital investment platform opening access to high-potential alternative investments (e.g. in sports, entertainment). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

AI-powered data platform enabling banks and crypto wallets to better engage customers with personalized insights. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Leading buy-now-pay-later fintech in the Middle East, allowing consumers to split purchases into installments (Dubai HQ):contentReference[oaicite:12]{index=12}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Top BNPL payments platform originating in Saudi Arabia, now serving millions of users across GCC including the UAE. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Kuwait-founded payment gateway unifying regional and international payment methods for businesses across MENA:contentReference[oaicite:13]{index=13}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Mobile remittance app enabling low-cost instant money transfers from the UAE (and other markets) to developing countries. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Homegrown Islamic robo-advisor (DIFC/DFSA) offering Shariah-compliant investment portfolios via mobile app:contentReference[oaicite:14]{index=14}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

MENA’s leading open banking platform, operating in UAE, KSA, and Bahrain, connecting banks and fintech apps via APIs:contentReference[oaicite:15]{index=15}. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Online payment gateway provider (UAE & Singapore) offering payment processing solutions to SMEs and startups:contentReference[oaicite:16]{index=16}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Global banking software provider offering core banking systems and digital banking solutions (regional office in Dubai). Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Open-source blockchain protocol and ecosystem known for on-chain governance, with active developer community in UAE. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Affordable online accounting and bookkeeping service for UAE startups and SMEs, delivered via a simple platform:contentReference[oaicite:17]{index=17}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fintech venture (originating in Singapore) driving financial inclusion via AI-powered credit solutions (launched CASHe in 2017). Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Fintech platform (launched 2023) that simplifies payment processing for businesses across various scenarios (UAE/Saudi founders). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital investment platform (originating in Egypt) simplifying stock investing with an easy-to-use app (expanding to GCC). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Mobile payment solution turning smartphones into virtual POS terminals for merchants to accept contactless payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Hospitality-focused fintech app to streamline restaurant operations including ordering, payments, and tipping. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Mobile payments and services marketplace provider (headquartered in Riyadh) extending digital wallet solutions in MENA. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Corporate spend management platform with smart expense cards, helping companies control and reconcile all expenses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Instant cashback rewards app partnering with 600+ UAE merchants to give consumers cash rewards for their spending. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Carrier billing and payment platform operating across 30+ countries, enabling app developers to charge users via telecom operators. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Fintech lender providing flexible working capital financing solutions to support UAE SMEs’ growth:contentReference[oaicite:18]{index=18}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Global e-marketplace for banks and investors to trade bank assets (trade finance) securely and efficiently online:contentReference[oaicite:19]{index=19}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Digital asset tokenization and management platform focused on secure, compliant tokenization of real assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Fintech software development firm building proprietary banking and fintech tech solutions for institutions. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.

Global trade finance fintech leveraging blockchain to address trade finance gaps and enable online trade finance deals:contentReference[oaicite:20]{index=20}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.

Savings and “Save Now Buy Later” platform offered as a service to help businesses empower customers to save and reach goals:contentReference[oaicite:21]{index=21}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Global money transfer, foreign exchange, and payroll (WPS) services provider (formerly UAE Exchange, rebranded):contentReference[oaicite:22]{index=22}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Bank headquartered in Sharjah, offering retail and corporate banking services primarily in the Northern Emirates. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Self-service payment kiosk network across UAE for topping up mobiles, paying bills, and other payments 24/7:contentReference[oaicite:23]{index=23}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital identity and trust services provider building cross-border digital ID ecosystems with user-controlled data. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.

Modern private banking mobile app offering high-net-worth clients access to curated investment solutions and banking services. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Financial fitness platform (backed by Standard Chartered and Old Mutual) to help individuals take control of personal finances. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Interactive money management and financial literacy app for kids and teens, with parental oversight features. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Islamic digital bank licensed in ADGM (Abu Dhabi), offering Shariah-compliant banking services with a fintech approach. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Blockchain-based payments technology provider (founded in Singapore) driving digital currency payment adoption globally. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Modern cloud-based accounting software powering invoicing, VAT, payroll, and bookkeeping for Middle Eastern SMEs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Shariah-compliant digital investment platform offering diversified portfolios (operating in UAE, UK, US, Malaysia). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Cloud-based portfolio management platform for external asset managers, family offices, and high-net-worth individuals. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Online investment platform offering low-cost, globally diversified portfolios and robo-advisory solutions for MENA investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

Insurtech offering wellness-focused health insurance that rewards customers for healthy behaviors and habits. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

AI-powered personal finance management platform providing automated money optimization and human financial advisors. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

All-digital bank in Abu Dhabi offering banking-as-a-service for individuals (Wio Personal) and startups (Wio Business):contentReference[oaicite:24]{index=24}. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Global fintech for cross-border money transfer and multi-currency accounts, providing UAE users low-cost international transfers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Social banking app that lets individuals share access to their financial resources (cards or funds) with others securely. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Smart expense management platform with Visa cards for freelancers, startups, and SMEs to track and control business spending. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

AI-driven personal finance coach offering smart budgeting and financial guidance all in one app. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.

Middle East’s leading comparison site for insurance, credit cards, loans, and cars (formerly compareit4me):contentReference[oaicite:25]{index=25}. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.

Digital banking app based in UAE offering IBAN accounts, cards, money management and analytical tools via mobile. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Fintech solutions provider offering payment, e-commerce, and analytics platforms tailored for retail and F&B industries. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital financial management platform providing SMEs with business accounts, payment cards, invoicing, and payment links. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Financial technology company providing trading, investment banking, and asset management software solutions:contentReference[oaicite:26]{index=26}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

UAE’s first fully independent digital bank (Islamic & conventional) for retail and corporate, bridging TradFi and DeFi:contentReference[oaicite:27]{index=27}. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.

Commerce platform enabling SME merchants to send payment links and sell via chat apps (founded in 2016, Facebook incubated). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

School fee payment app for parents, offering pay-now or pay-later options and rewards for on-time payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Digital infrastructure for private markets, powering online transactions of private equity and other private assets. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.

P2P payments app for instantly sending and receiving money in the UAE via mobile, on a mission to increase financial freedom. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.

Blockchain-based PropTech platform allowing global investors to buy tokenized shares of real estate assets. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.

GameFi ecosystem on Algorand blockchain merging free-to-play gaming with play-to-earn, including GameFi platform and NFTs. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.

Teen-focused payment app and prepaid card for the next generation (ages 10–25) to manage money and spend digitally. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.