Fintech Directory
Discover fintech companies shaping the future of finance in the UAE
3S Money
PaymentsInternational digital payments platform for businesses, offering multi-currency accounts and transfers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Abbrevia
PaymentsProvider of cutting-edge payment testing and certification tools with a global customer base. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Abhi
LendingEmbedded finance platform offering earned-wage access, payroll solutions, and SME financing. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Abu Dhabi Commercial Bank
BankingMajor Abu Dhabi-based bank offering consumer and commercial banking; known for its digital wallet and app (ADCB Hayyak). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Abu Dhabi Islamic Bank
BankingLeading Islamic bank headquartered in Abu Dhabi, offering Shariah-compliant retail, corporate, and wealth services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
ABZER
PaymentsTechnology solutions provider enabling digital payments and enterprise services for businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Accura Scan
RegTechAI-based digital identity verification and KYC platform for seamless user onboarding. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Addenda
InsurTechInsurance blockchain platform streamlining motor insurance claims across insurers and brokers. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Additiv
WealthTechAPI-first cloud platform enabling banks and wealth managers to launch digital financial services. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
ADNOC Wallet
PaymentsDigital payments service by ADNOC allowing cashless fuel payments via RFID tags, Emirates ID, or app. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Adyen
PaymentsGlobal payments platform providing end-to-end payment processing for enterprises (Middle East operations). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Ajar
InfrastructureOnline platform for rent payments and property management connecting landlords and tenants. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Ajman Bank
BankingIslamic bank headquartered in Ajman, offering retail and corporate banking with a focus on digital services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Akrim
PaymentsRegulated digital tipping platform in the UAE, enabling QR code tip payments to service workers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Al Etihad Payments
PaymentsNational payments infrastructure by the Central Bank to enable faster, secure, real-time money transfers in the UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Al Maryah Community Bank
BankingFully digital community bank in Abu Dhabi offering retail banking through a mobile-only platform. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Alaan
PaymentsAI-powered corporate expense management platform for MENA businesses with smart company cards. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Alipay
PaymentsLeading global digital payments platform (Ant Group), operating in UAE for merchant payment acceptance. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Alpheya
WealthTechCloud-native, AI-driven wealthtech solutions platform for banks and wealth managers. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Amani AI
RegTechRegTech company (DIFC-licensed) offering AI-powered identity verification and biometric authentication. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Amazon Payment Services
PaymentsPayments processing service by Amazon for MENA, providing online payment gateway solutions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
AMINA Bank
BlockchainCrypto bank bridging digital and traditional assets, serving professional investors (Swiss-based, UAE operations). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Amwal Tech
PaymentsAuthentication, identity orchestration, and frictionless payments solutions provider. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Analah
InfrastructureFractional real estate and private equity investment platform (DIFC), DFSA-regulated. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Apaya
PaymentsCommerce automation platform enabling merchants to offer flexible, world-class payment experiences. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
APPRO
LendingDigital onboarding platform simplifying customer acquisition for retail banks. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Aquanow
BlockchainInstitutional-grade infrastructure for digital assets, enabling crypto liquidity and custody at scale. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
ArabianChain Technologies
BlockchainBlockchain platform and development firm pioneering blockchain solutions in the MENA region. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
AURA
InsurTechEmbedded insurance platform allowing non-insurance businesses to offer insurance products via API. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
AYA Foundation
LendingBlockchain-based climate finance platform regulated by VARA, enabling capital raising for climate projects. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
azakaw
RegTechModular compliance and risk management platform with digital onboarding, KYC/KYB, and transaction monitoring. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Backpack
BlockchainCrypto platform with a regulated exchange and self-custodial wallet for easy and rewarding use of digital assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Bank of Sharjah
BankingCommercial bank in Sharjah specializing in corporate banking and investments. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
BankBuddy
InfrastructureAI-powered platform enabling banks to enhance digital customer experience across retail and corporate banking. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
BANKiQ
RegTechEnd-to-end real-time fraud monitoring and transaction risk management solution for digital payments. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
BankOnUs
InsurTechOnline comparison site for banking and insurance products, helping users find and apply for offers. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Bankr
LendingAI-driven underwriting and analytics platform that reads borrower documents for instant loan decisions. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
baraka
WealthTechDigital investment app enabling commission-free stock and ETF trading with a focus on MENA investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Baytukum
InfrastructureReal estate crowdfunding platform (DFSA-regulated) for investing in Dubai properties (formerly Baytuki). Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Bayzat
InsurTechWork life and benefits platform automating HR, payroll, and health insurance for SMEs. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Beam
PaymentsBlockchain-based payments and loyalty platform enabling retailers to accept digital payments with smart contracts. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Beehive
LendingP2P digital lending platform connecting investors and SMEs, first regulated crowdfunding platform in MENA. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
BILRS
PaymentsPlatform enabling merchants to offer bill payment services to customers across 30+ countries. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Binance
BlockchainGlobal blockchain ecosystem and cryptocurrency exchange with regional headquarters and licensing in UAE. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
BitOasis
BlockchainMENA region’s largest cryptocurrency exchange, offering AED/SAR trading for Bitcoin and 60+ cryptocurrencies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
BitSport
BlockchainBlockchain-based platform combining gaming and decentralized finance to incentivize eSports gaming. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Block Gemini
InfrastructureBlockchain development studio and enterprise solutions provider leading blockchain innovation in UAE. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Bofiya
InfrastructureBlockchain-based real estate crowdfunding marketplace enabling fractional property investment. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Botim
PaymentsUAE-based ultra app offering VOIP, payments, and everyday digital services on one platform. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Breinrock
BankingGlobal fintech brand offering a portfolio of digital payment solutions for individuals and corporates. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Bridg
PaymentsConsumer-to-merchant mobile payment platform using Bluetooth for offline proximity payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Bridgetower Capital
BlockchainDigital asset infrastructure and venture-building firm integrating AI and blockchain technologies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
BuyAnyInsurance
InsurTechOnline insurance marketplace offering comparisons and brokerage for various insurance products. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Bybit
BlockchainGlobal cryptocurrency exchange (est. 2018) offering trading services, now headquartered in Dubai. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Careem
PaymentsSuper-app platform (originating in UAE) offering ride-hailing, food delivery, and a digital wallet (Careem Pay). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
cashew
PaymentsBuy-now-pay-later (BNPL) provider offering point-of-sale financing and honest credit to consumers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
CBD Investr
WealthTechSmart mobile investment app by Commercial Bank of Dubai, offering robo-advisory portfolios to customers. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Centroid Solutions
WealthTechBridging and connectivity solutions for trading platforms – liquidity aggregation, risk management, and analytics. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Changer.ae
BlockchainRegulated virtual asset custodian in ADGM, providing secure storage and management of cryptocurrencies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Checkout.com
PaymentsGlobal payment processing provider offering a cloud-based payments platform (MEA headquarters in UAE). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Click2Secure
RegTechInsurtech platform for brokers, providing pre-underwritten insurance products and revenue optimization tools. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Codebase Technologies
InfrastructureOpen API banking solutions provider enabling banks and fintechs to launch digital banking products. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
CoinMENA
BlockchainCrypto-assets trading platform licensed by Bahrain’s CBB and Dubai VARA, enabling safe buy/sell of digital assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Comfi
PaymentsB2B payments platform enabling suppliers to offer trade credit to SME clients while receiving upfront payment. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Commercial Bank International
BankingCommercial bank (CBI) based in Ras Al Khaimah, offering consumer and corporate banking solutions. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Commercial Bank of Dubai
BankingConventional bank in Dubai offering retail, corporate, and treasury services, with growing digital banking offerings. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Compare4Benefit
LendingFinancial comparison website for UAE banking products (loans, accounts, cards), helping users choose best options. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Compound
LendingConsumer-focused fintech helping users improve financial wellness by incentivizing saving and reducing debt. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Comtech Gold
BlockchainDigital Gold tokenization platform built on XDC Network, enabling trading of tokenized gold assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
CratD2C
BlockchainDecentralized blockchain ecosystem connecting businesses to consumers, empowering direct e-marketplace interactions. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Credable
BankingDigital banking platform enabling financial institutions to offer digital banking services to underserved markets. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
CredibleX
LendingEmbedded finance platform allowing businesses to offer instant SME lending to their customers. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
CrossVal
PaymentsFinancial planning & analysis (FP&A) automation platform helping MENA finance teams streamline budgeting and forecasting. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Crypto.com
BlockchainGlobal crypto trading platform and app with over 100M users, operating under UAE regulatory compliance. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
CXDA
WealthTechChi-X Digital Assets – platform transforming SME financing and investment in developing economies via digital marketplaces. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Cynopsis Solutions
RegTechRegTech100 company providing AML/CFT compliance SaaS solutions (e.g. automated KYC, sanctions screening). Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Dalma Capital
WealthTechDFSA-regulated alternative investment platform and asset manager focusing on alpha opportunities in emerging markets. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Dapi
InfrastructureOpen banking API platform providing real-time bank account connectivity for payments and financial data (ADGM-based). Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Datacultr
RegTechDigital debt collection and risk management platform improving collections and reducing loan delinquencies. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Deem Finance
BankingFintech-driven consumer finance company reimagining personal loans and credit card services in the UAE. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Democrance
InsurTechInsurtech platform enabling digital distribution of insurance and microinsurance across emerging markets. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Deribit
BlockchainCryptocurrency derivatives exchange offering futures and options trading for digital assets (institutional-grade platform). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Dezzex
InsurTechAI solutions company helping insurers and governments adopt AI, with focus on smart cities and digital transformation. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Dhahaby
LendingGold-backed lending platform providing secure loans by collateralizing clients’ gold assets. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
DIGI
RegTechDigital onboarding and e-KYC platform (Remitex Technologies) enabling secure, compliant customer verification. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Direct Debit
PaymentsMarketplace enabling UAE merchants to offer paperless monthly direct debit payment plans to customers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Distichain
LendingBlockchain and AI-powered B2B marketplace platform (Marketplace-as-a-Service) for end-to-end digital trade and supply chain. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
dopay
PaymentsCashless payroll platform enabling businesses to pay unbanked employees via digital payroll accounts and cards. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Dosh Payment
PaymentsPeer-to-peer social payment app allowing users to split bills and send money via social media integration. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
du Pay
PaymentsDigital financial services app by telecom operator du, offering mobile wallets, payments, and remittance features. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Dubai Islamic Bank
BankingFirst Islamic bank in the world and leading Islamic finance institution, offering full range of banking services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Dunes
BlockchainCrypto/fiat exchange platform bridging the Middle East to the world through a seamless digital asset ecosystem. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
DX Compliance
RegTechAnti-money-laundering (AML) monitoring platform helping banks and fintechs automate AML risk detection. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
e& money
PaymentsDigital financial super-app by e& (Etisalat), offering fast onboarding, money transfers, bill payments, and gifting. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Ebury
PaymentsFintech specializing in cross-border payments, collections, and forex services for SMEs (UAE regional office). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Edenred
BankingGlobal digital platform for employee benefits, fleet, and corporate payments, operating regional services in UAE. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Edfundo
BankingYouth-focused smart banking app teaching kids and teens financial literacy with parental oversight. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Edge Underwrite
InsurTechInsurance technology platform (formerly Virtual i) empowering MGAs and captives with advanced underwriting tools. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
eFunder.ai
LendingDigital financing platform providing SMEs quick access to revenue-based financing via an online portal. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Emirates Development Bank
BankingUAE government-owned development bank providing financing and support to SMEs and strategic sectors (incl. a digital banking app). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Emirates Investment Bank
BankingPrivate bank in Dubai providing wealth management and investment banking services to high-net-worth clients. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Emirates Islamic
BankingMajor Islamic bank (part of Emirates NBD group) providing Shariah-compliant retail and business banking services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Emirates NBD
BankingLargest banking group in Dubai, offering retail, corporate, and investment banking with a focus on digital innovation. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Empay
PaymentsContactless lifestyle payment ecosystem (developed in Dubai) offering instant credit and mobile payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
EMQ
PaymentsGlobal network for efficient cross-border payments, enabling businesses to move money and embed financial services anywhere. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Encore Pay
PaymentsWhite-label fintech platform provider offering end-to-end digital banking and payment solutions to institutions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Equevu
PaymentsWorkplace savings and investment platform provided to employees via employers for easy saving and investing. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
erad
LendingRevenue-based financing platform offering non-dilutive funding to Middle East startups based on their revenue data. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
eResolute
PaymentsFinancial technology firm with a long history in finance, providing innovative fintech solutions and consulting. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Eureeca
WealthTechEquity crowdfunding platform connecting investors with high-growth SMEs and IPO opportunities (ADGM-based). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Exirio
WealthTechPersonal wealth tracking app allowing users to aggregate and track all investments and assets in one place. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Ezra
LendingLending platform partnering with banks and telcos to deliver easy consumer credit in emerging markets. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Fasset
BlockchainDigital asset platform allowing users to manage both crypto and real-world assets seamlessly in one app. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Fils
PaymentsFintech integrating climate action into business operations, turning sustainability efforts into standard practice. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
FinaMaze
WealthTechAI-driven robo-advisory and wealth management platform offering personalized, goal-based investment portfolios. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Finanshels.com
PaymentsDigital platform automating accounting and tax for SMBs, with access to finance professionals and real-time insights. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
FinFlx
PaymentsWorkplace savings platform for SMEs to manage and fund employees’ end-of-service benefit liabilities. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
FINMAAL
InsurTechFintech aiming to simplify financial services with innovative, ethical solutions for saving and spending across generations. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
FinOn
PaymentsTechnology provider of next-gen digital payment solutions, with team experienced in banking and payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Fintech Galaxy
InfrastructureOpen finance API platform and innovation hub connecting financial institutions and fintech companies regionally. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
First Abu Dhabi Bank
BankingLargest bank in the UAE by assets, formed by merger of NBAD and FGB; provides extensive banking services globally. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
FlapKap
LendingRevenue-based financing and growth solutions platform providing fast, flexible funding to MENA SMEs. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
FlexxPay
LendingEarned wage access platform allowing employees to access a portion of earned salary before payday. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Flow48
WealthTechSME financing platform converting future revenues into upfront capital, operating in Gulf and South Africa. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Foloosi
PaymentsConsumer-to-business digital payment platform connecting customers with merchants for seamless transactions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
FOO
InfrastructureB2B SaaS fintech solutions provider headquartered in UAE, offering digital transformation and fintech products for businesses. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Fortis
PaymentsRetail-tech company (in partnership with Network International) turning payment terminals into smart POS for SME retailers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Freedx
BlockchainNew cryptocurrency exchange aiming to provide a seamless and secure trading experience, founded by finance and tech experts. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Fundbot
InfrastructureAPI and infrastructure platform facilitating money movement between buyers, merchants, and financial institutions. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Funding Souq
LendingPeer-to-peer lending marketplace connecting established SMEs seeking loans with retail and institutional investors. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Fuse
PaymentsCross-border payment platform helping businesses make local payments in MENA without complex localization. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Fuze
BlockchainDigital assets infrastructure platform enabling businesses to embed crypto experiences for their customers. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
GC Partners
PaymentsCurrency exchange and international payments provider offering FX and payment solutions for individuals and businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
GCEX
BlockchainRegulated digital asset, FX and CFDs prime brokerage serving institutional and professional clients (UAE office). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Genify
InfrastructureAPI platform for personal finance management, offering data enrichment and spending analytics for banking apps. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
haifin
Lending(formerly UAE Trade Connect) Trade finance fraud prevention network using blockchain to detect duplicate financing. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Hala
PaymentsSME fintech platform for business accounts, payments, and expense management (formerly halalaH). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Hex Trust
BlockchainLicensed digital asset custodian providing bank-grade custody solutions for institutions and Web3 companies. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Holo
InfrastructureDigital mortgage brokerage platform (Holo.ae) allowing homebuyers to apply for mortgages online in minutes. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Hubpay
PaymentsDigital wallet and money transfer app licensed in UAE, offering low-cost remittances and payments for individuals and SMEs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Huspy
InfrastructureProptech “super app” for home buying, offering seamless property search, mortgage brokering, and real estate services. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
HyperPay
PaymentsOnline payment service provider serving merchants and banks across MENA since 2014, offering a full payment gateway. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
idf3
BlockchainDecentralized finance (DeFi) startup focused on democratizing access to metaverse assets and digital asset trading. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Infinite8
InfrastructureDeepTech company in AI, Metaverse, IoT, Web3 & Blockchain, delivering advanced tech solutions for global tech giants. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
INNOBAYT
InfrastructureAI-focused digital transformation company delivering custom AI applications to enhance business efficiency. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
InstaVal
WealthTechData-driven platform offering investment readiness assessments for founders and deal support for investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
InsuranceMarket.ae
InsurTechOnline insurance brokerage (by AFIA Insurance) helping consumers compare and buy car, health, home insurance. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Insureatoasis
InsurTechInsurance brokerage (Oasis Insurance) serving retail customers since 2005, with online policy purchase options. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Invest Bank
BankingCommercial bank in Sharjah providing banking services mainly to individuals and SMEs. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Investera
WealthTechEnterprise software solutions for investment management, helping financial institutions digitize operations and data. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
InvestSky
WealthTechSocial stock trading platform allowing MENA investors to invest in US stocks with community features. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
InvoiceMate
LendingBlockchain & AI-powered invoice financing platform connecting SMEs with financial institutions for invoice discounting. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
iPOS
PaymentsProvider of POS software/hardware solutions for retail and hospitality sectors, powering payment and inventory systems. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Jingle Pay
BankingDigital payments and remittances app offering multi-currency accounts and money transfers to underserved users. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Kamelpay
PaymentsWages Protection System (WPS) agent and fintech solutions provider for payroll and salary processing in the UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Kema
PaymentsInvoice payments platform aimed at accelerating cash flow for SMEs through faster invoice settlement. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Keyper
InfrastructureDigital real estate investment management platform offering portfolio tracking and property investment marketplace. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Keytom
BankingNeobank aggregating management of digital assets (crypto) and traditional finances in one app. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Klaim
WealthTechFintech innovator providing invoice factoring and financing solutions for healthcare providers to improve cash flow. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
klipit
BankingAI-powered platform transforming receipt management via digitization and analytics (Dubai innovation hub). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Komainu
BlockchainInstitutional digital asset custody solution (JV by Nomura, CoinShares, Ledger) – providing secure custody in ADGM. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Kredium
InfrastructurePropTech/FinTech startup offering online mortgage brokerage and real estate services in UAE, USA, Serbia. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Laser Digital
BlockchainNomura’s digital asset subsidiary delivering trading, asset management and venture investment in crypto (UAE office). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Layer-E
BlockchainTechnology studio building monetizable experiences in mixed reality, AI, and digital collectibles (Web3 focus). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Lean Technologies
InfrastructureOpen banking API platform connecting fintech apps to bank accounts for payments and data (operating across MENA). Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Liminal
BlockchainDigital asset custody and wallet infrastructure provider (CCSS Level 3, SOC II certified) with Middle East operations. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Liv Digital Bank
BankingEmirates NBD’s digital bank offering millennial-friendly banking via a mobile app (UAE’s first digital bank). Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
LoanBook
WealthTechDigital platform for syndicating and trading loans, connecting regional and global banks for primary and secondary loan markets. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
LucidPay
PaymentsTokenized payment and loyalty solution for the hospitality industry, integrating hotel room keys and digital wallets. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
LuLu Exchange
PaymentsMajor currency exchange and money transfer operator in UAE, providing remittance and wage payment services. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Lune
InfrastructurePlug-and-play financial data platform helping banks and fintechs use spending data for customer insights and engagement. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
M2
BlockchainDigital asset trading and investment platform (“Home of Crypto”) offering crypto investment services. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Magnati
PaymentsPayments subsidiary of First Abu Dhabi Bank, providing end-to-end payment solutions using AI and APIs for various sectors. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Magnitt
InfrastructureStartup data platform providing comprehensive data on startups and venture investments in Emerging Venture Markets (HQ in DIFC). Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
MAISOUR
InfrastructureReal estate crowdfunding platform making premium Dubai property investments accessible with low minimums. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Maly
WealthTechNext-generation financial wellness app empowering individuals in MENA to build better budgeting and saving habits. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Mambu
InfrastructureCloud-native core banking SaaS platform enabling banks and fintechs to rapidly implement digital banking solutions. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Mamo
PaymentsFinancial platform for businesses offering payment collection, corporate cards, and expense management in one dashboard. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Mashreq
BankingOne of UAE’s oldest banks, offering innovative retail and corporate banking (pioneered digital products like Mashreq Neo). A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Matrix
BlockchainADGM-regulated crypto exchange and custodian offering secure digital asset trading and custody services globally. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
mazeed
PaymentsAI-driven virtual CFO platform combining AI with human experts to automate accounting and finance for businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
MENA Cashback
PaymentsCashback and deals aggregator site letting users earn cashback on purchases and redeem it via bank transfer or wallet. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
MenaPay
PaymentsBlockchain-based mobile payment solution and super-app aimed at the unbanked population in Middle East & Africa. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Mercury
PaymentsDigital payments ecosystem designer and operator, delivering national-scale payment network solutions for inclusion. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
MidChains
BlockchainADGM-regulated virtual asset trading platform and custodian, providing a safe marketplace for digital assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Mintroute
PaymentsProvider of branded-value and prepaid solutions (gift cards, e-vouchers) for retailers and mobile operators in GCC. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Mirathi
BlockchainDecentralized app (dApp) that creates crypto inheritance and trust plans to ensure cryptocurrency assets are passed on securely. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Monetse
LendingPlatform allowing companies to trade future recurring revenue contracts for upfront capital (alternative fundraising). Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
MoneyMall
LendingPersonalized credit coaching platform helping consumers improve credit scores and find suitable credit products responsibly. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
MoniMove
LendingTrade finance platform adding transparency and governance to supply chain finance, reducing risk and disputes. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
MultiBank Group
BlockchainGlobal financial derivatives broker (founded 2005 in USA) now HQ in Dubai, offering forex and CFD trading. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
MultiPass
BankingUK-based fintech (“bank challenger”) offering multi-currency IBAN accounts and corporate cards for global businesses (UAE clients). Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
MyMoneySouq
BankingFinancial education and comparison site helping UAE consumers understand and find banking and financial products. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Myne
WealthTechPersonal finance platform focused on improving financial well-being via tracking, managing, growing, and protecting wealth. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
myZoi
PaymentsFinancial inclusion platform (by Standard Chartered’s SC Ventures) providing low-cost digital payroll accounts for the underbanked. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Naqood
PaymentsFree cloud accounting software for small businesses in the UAE, ensuring FTA tax compliance and simple bookkeeping. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
National Bank of Fujairah
BankingBank offering corporate and personal banking in Fujairah and beyond, with strengths in trade finance and treasury. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
National Bank of Umm Al Quwain
BankingLocal bank in Umm Al Quwain providing retail and business banking services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Neo Technologies
WealthTechDigital wealth management solutions provider enabling financial institutions to offer robo-advisory and digital investing:contentReference[oaicite:3]{index=3}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
NeoPay
PaymentsFormerly Mashreq Merchant Solutions – payment processing and merchant acquiring platform with advanced analytics. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Network International
PaymentsLeading payment solutions provider in MEA, offering merchant acquiring, card processing, and digital payment infrastructure:contentReference[oaicite:4]{index=4}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Neumo
PaymentsDigital wallet platform enabling users to open accounts and accept deposits via digital payment links globally. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Nine Blocks Capital Management
BlockchainInstitutional-grade crypto asset management firm aiming to be a leading global crypto fund manager. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Nomad Homes
InfrastructurePropTech platform offering an end-to-end digital home buying experience in Dubai (search, mortgage, transaction). Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Noon
PaymentsRegional digital marketplace ecosystem (e-commerce super-app) offering payments and financial services through Noon Pay. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
NooQood
PaymentsAPI-first finance automation solution for accounts payable – automating invoice payments and cash flow management. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Norbloc
RegTechRegTech company enabling secure sharing of KYC data via blockchain – powering consortium KYC utilities for banks. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
NOW Money
BankingFinancial services and payroll account app for low-income workers, offering mobile bank accounts and remittances. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Nymbl
PaymentsCloud-based business growth platform offering SMEs an ERP-like suite for accounting, inventory, and payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
NymCard
InfrastructureCard issuance and payments-as-a-service platform enabling fintechs and startups to launch card programs and lending:contentReference[oaicite:5]{index=5}. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
OKX
BlockchainGlobal crypto exchange offering trading and Web3 wallet services, obtained provisional approval to operate in Dubai. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Optasia
LendingAI-driven B2B2X platform enabling telcos, mobile wallets and banks to offer micro-loans, airtime credit and nano financial services. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Ourea Systems
WealthTechFinancial data analytics platform (OneView™) that integrates banking and CRM data to provide client insights and automation. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Ozone API
InfrastructureStandards-based open banking API platform helping banks meet open API regulations and commercial open banking needs. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
PACI
PaymentsAI-driven accounting and bookkeeping platform providing SMEs with automated accounting and actionable financial insights. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Paisa
WealthTechEarned wage access platform allowing employees to withdraw a portion of earned salary anytime (employer-provided benefit). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Pallapay
PaymentsUAE-based payment service provider and crypto exchange facilitating crypto buys, sells, and various payment solutions:contentReference[oaicite:6]{index=6}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Paxos
BlockchainRegulated blockchain infrastructure platform (issuer of stablecoins) – received preliminary approval to operate in ADGM. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
PayBy
PaymentsContactless payment wallet and merchant payments app (an ADQ-backed fintech) widely accepted across UAE retailers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
PayCaps
PaymentsPayment gateway enabling e-commerce and businesses to accept digital payments securely across the UAE/GCC. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
PayDart
PaymentsOnline checkout solution (“smart cashier”) for businesses to easily accept and manage customer payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Payit
PaymentsUAE’s first fully featured digital wallet (by First Abu Dhabi Bank) for instant money transfers, payments, and deals. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Paymennt
PaymentsPayment solutions for micro and small businesses – offering payment links, online checkout, subscriptions, etc. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Paymob
PaymentsMENA’s leading payments facilitator providing payment gateway and POS solutions to empower SME growth:contentReference[oaicite:7]{index=7}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
PayOne
PaymentsDigital Payment Acceptance focused fintech enabling merchants with omni-channel payment gateway solutions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
PayPal
PaymentsGlobal online payments leader allowing individuals and businesses in UAE to send and receive payments internationally. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Pays Solutions
BlockchainHybrid Web3 payment solutions provider enabling organizations to accept crypto and fiat payments seamlessly. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
PayTabs
PaymentsRegional payment processing company offering merchants online payment gateways and omni-channel payment solutions:contentReference[oaicite:8]{index=8}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Paytiko
PaymentsAdvanced payment management software for banks, payment providers, and financial organizations (white-label). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Peko
PaymentsAll-in-one platform for businesses to manage payments, expenses, travel booking, insurance, and more in one dashboard. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Pemo
PaymentsSpend management platform with smart corporate cards and expense automation for MENA businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Perceptiviti
InsurTechInsurtech software provider offering AI-driven fraud detection, claims auto-adjudication, and claims management solutions. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
planet9
LendingRemittance platform turning migrant remittances into on-demand loans in receiving countries (not yet a licensed lender). Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Pluto
PaymentsFinance workflow automation and spend management platform with corporate cards, built for SMEs in the UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
PointCheckout
PaymentsPayment gateway enabling consumers to pay online with loyalty points from various rewards programs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Policybazaar
InsurTechOnline insurance aggregator (offshoot of India’s Policybazaar) allowing UAE customers to compare and buy insurance policies. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
policyhouse.com
InsurTechInsurance comparison platform fetching tailored quotes from UAE insurers for car, health, life and other policies. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Postpay
LendingLeading buy-now-pay-later (BNPL) provider in the GCC, partnering with thousands of retailers for installment payments. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
PrevioRisk
RegTechIndependent risk management platform offering market, credit, and counterparty risk measurement and visualization tools. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Property Finder
InfrastructureLarge proptech portal offering real estate listings across MENA, with integrated mortgage marketplace and services. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Proton
InsurTechDigital motor insurance product with telematics-enabled smartphone app, building a fully digital insurer for the Middle East. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Prypco
InfrastructurePlatform simplifying the real estate journey by facilitating mortgages, golden visas, and related services in one place. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Pyypl
BankingUAE-based fintech offering a prepaid Visa card and digital wallet app for the Middle East (financial inclusion focus). Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Qarar
InfrastructureData analytics and decisioning solutions company enabling automated credit scoring and lending decisions for banks. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Qashio
PaymentsSpend management platform with corporate cards and expense software, helping businesses control and automate expenses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
QFIL Solutions
InfrastructureAI-driven fintech startup developing predictive investment analytics to help investors make better choices. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Qlub
PaymentsQR code payments solution for restaurants enabling customers to split and pay their bill at the table via smartphone. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Rain
BlockchainCryptocurrency brokerage and custodian serving the Middle East, Turkey, North Africa with a regulated platform. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
RAKBANK
BankingNational Bank of Ras Al Khaimah, focused on personal and small-business banking, with notable digital banking channels. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Rapyd
InfrastructureGlobal fintech-as-a-service platform offering payments, payouts, wallet and card issuing via APIs (regional HQ in Dubai):contentReference[oaicite:9]{index=9}. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
RecFaces
RegTechBiometric identity software developer creating ready-made facial recognition solutions for security and authentication. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Reinzure
InsurTechB2B insurtech platform for insurers/reinsurers and brokers to manage reinsurance and coinsurance business digitally. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
Remitly
PaymentsGlobal digital remittance company leveraging mobile and web channels for cross-border money transfers (UAE corridor support). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
RemotePass
PaymentsHR fintech platform enabling companies to hire, onboard, and pay remote international employees compliantly. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Ripple
BlockchainEnterprise blockchain solutions for cross-border payments – Ripple’s Dubai office drives regional adoption of RippleNet and XRP:contentReference[oaicite:10]{index=10}. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Rise
BankingFinancial services platform for migrants, offering accounts, remittance, and credit-building tools in host and home countries. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Rock'n'Block
InfrastructureBlockchain development company (founded 2017) now building custom blockchain projects and DeFi solutions in the UAE. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Roma
BlockchainDigital money platform envisioning real-time, low-cost financial asset transfers and inclusive access (in development). Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
ruya
BankingNew community Islamic digital bank offering Shariah-compliant banking via a fully digital experience. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
S1lkPay
PaymentsP2P card-sharing service allowing users to share credit balances domestically and internationally with ease. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Safexpay
PaymentsIndian payment gateway and fintech expanding in UAE, offering custom digital payment platforms for businesses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Sarwa
WealthTechPopular investment and personal finance platform providing robo-advisory portfolios and zero-commission stock trading. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Sav
InfrastructureAI-driven personal finance platform that uses open banking and automation to help consumers save, invest, and manage debt. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Scintilla
BlockchainFintech venture aiming to deliver digital solutions addressing inequality and illiquidity in global financial products. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Sharjah Islamic Bank
BankingLeading Shariah-compliant bank in Sharjah, providing retail and corporate banking, and digital account services. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Sifr Fintech
Payments“Virtual ATM” mobile app (Alliance Network) enabling peer-to-peer cash withdrawal and deposit without physical ATMs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
SimpliFi
PaymentsLeading Cards-as-a-Service (CaaS) platform in MENA/Pakistan, enabling brands to issue payment cards via open APIs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Skiply
PaymentsDigital payments app for schools and parents, allowing instant school fee payments and other education-related transactions. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Skrill
PaymentsGlobal digital wallet for online payments and money transfers, widely used for gaming and e-commerce in UAE. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Slice
PaymentsFintech/Foodtech app that lets restaurant guests split bills and pay via mobile without waiting for staff. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Sliceledger
BlockchainDecentralized Ethereum-scaling platform aiming to make Web3 development accessible with low fees and high security. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
SmartCrowd
InfrastructureDFSA-regulated real estate crowdfunding platform allowing people to invest in fractional rental properties in Dubai. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
SmartyPay
BlockchainWhite-label crypto payment processing solution for payment service providers to accept cryptocurrency transactions. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Soulwallet
InfrastructurePersonal finance content and tools platform offering unbiased information and comparisons to improve financial decisions. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Springbox AI
WealthTechAI-driven platform providing live trading forecasts and analytics for traders, acting as a virtual trading assistant. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Stake
InfrastructureDigital real estate investment platform allowing global investors to buy shares in Dubai rental properties easily. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
StashAway
WealthTechDigital wealth management platform offering automated portfolio investing and cash management for retail investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
STRABL
PaymentsPayments 3.0 platform providing end-to-end checkout solutions and escrow-style payment options for e-commerce in MENA. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Stripe
PaymentsGlobal payments infrastructure company offering payment API solutions (UAE presence via local partnerships):contentReference[oaicite:11]{index=11}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Stryde
WealthTechDigital investment platform opening access to high-potential alternative investments (e.g. in sports, entertainment). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Swif
PaymentsAI-powered data platform enabling banks and crypto wallets to better engage customers with personalized insights. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Tabby
LendingLeading buy-now-pay-later fintech in the Middle East, allowing consumers to split purchases into installments (Dubai HQ):contentReference[oaicite:12]{index=12}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Tamara
LendingTop BNPL payments platform originating in Saudi Arabia, now serving millions of users across GCC including the UAE. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Tap Payments
PaymentsKuwait-founded payment gateway unifying regional and international payment methods for businesses across MENA:contentReference[oaicite:13]{index=13}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Taptap Send
PaymentsMobile remittance app enabling low-cost instant money transfers from the UAE (and other markets) to developing countries. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Taqwa Invest
WealthTechHomegrown Islamic robo-advisor (DIFC/DFSA) offering Shariah-compliant investment portfolios via mobile app:contentReference[oaicite:14]{index=14}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Tarabut
InfrastructureMENA’s leading open banking platform, operating in UAE, KSA, and Bahrain, connecting banks and fintech apps via APIs:contentReference[oaicite:15]{index=15}. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Telr
PaymentsOnline payment gateway provider (UAE & Singapore) offering payment processing solutions to SMEs and startups:contentReference[oaicite:16]{index=16}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Temenos
InfrastructureGlobal banking software provider offering core banking systems and digital banking solutions (regional office in Dubai). Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Tezos
BlockchainOpen-source blockchain protocol and ecosystem known for on-chain governance, with active developer community in UAE. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
The Accounter
PaymentsAffordable online accounting and bookkeeping service for UAE startups and SMEs, delivered via a simple platform:contentReference[oaicite:17]{index=17}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
The Social Loan Company (TSLC)
LendingFintech venture (originating in Singapore) driving financial inclusion via AI-powered credit solutions (launched CASHe in 2017). Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Thimsa
PaymentsFintech platform (launched 2023) that simplifies payment processing for businesses across various scenarios (UAE/Saudi founders). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Thndr
WealthTechDigital investment platform (originating in Egypt) simplifying stock investing with an easy-to-use app (expanding to GCC). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
TigerPay
PaymentsMobile payment solution turning smartphones into virtual POS terminals for merchants to accept contactless payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Tipz
PaymentsHospitality-focused fintech app to streamline restaurant operations including ordering, payments, and tipping. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Tiqmo
PaymentsMobile payments and services marketplace provider (headquartered in Riyadh) extending digital wallet solutions in MENA. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
tmam
PaymentsCorporate spend management platform with smart expense cards, helping companies control and reconcile all expenses. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Totl
PaymentsInstant cashback rewards app partnering with 600+ UAE merchants to give consumers cash rewards for their spending. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
TPAY Mobile
PaymentsCarrier billing and payment platform operating across 30+ countries, enabling app developers to charge users via telecom operators. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Trade Capital Partners
LendingFintech lender providing flexible working capital financing solutions to support UAE SMEs’ growth:contentReference[oaicite:18]{index=18}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
TradeAssets
LendingGlobal e-marketplace for banks and investors to trade bank assets (trade finance) securely and efficiently online:contentReference[oaicite:19]{index=19}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
Treem Finance
BlockchainDigital asset tokenization and management platform focused on secure, compliant tokenization of real assets. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Trigger Software
InfrastructureFintech software development firm building proprietary banking and fintech tech solutions for institutions. Provides APIs and infrastructure for embedded finance, bank connectivity, and card issuing across the region. Typical capabilities include account aggregation, payment initiation, and developer tooling.
Triterras
LendingGlobal trade finance fintech leveraging blockchain to address trade finance gaps and enable online trade finance deals:contentReference[oaicite:20]{index=20}. Helps consumers and SMEs access credit, working capital, or flexible repayment options through a digital-first experience. Typical products include instalments, revenue-based finance, invoice finance, or short-term working capital.
TWIG
WealthTechSavings and “Save Now Buy Later” platform offered as a service to help businesses empower customers to save and reach goals:contentReference[oaicite:21]{index=21}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Unimoni
PaymentsGlobal money transfer, foreign exchange, and payroll (WPS) services provider (formerly UAE Exchange, rebranded):contentReference[oaicite:22]{index=22}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
United Arab Bank
BankingBank headquartered in Sharjah, offering retail and corporate banking services primarily in the Northern Emirates. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Upay
PaymentsSelf-service payment kiosk network across UAE for topping up mobiles, paying bills, and other payments 24/7:contentReference[oaicite:23]{index=23}. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
uqudo
RegTechDigital identity and trust services provider building cross-border digital ID ecosystems with user-controlled data. Provides compliance and risk tooling such as KYC/KYB, AML screening, transaction monitoring, and fraud prevention. Typical capabilities include onboarding workflows, screening, case management, and audit trails.
Vault
WealthTechModern private banking mobile app offering high-net-worth clients access to curated investment solutions and banking services. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Vault22
BankingFinancial fitness platform (backed by Standard Chartered and Old Mutual) to help individuals take control of personal finances. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
Verity
BankingInteractive money management and financial literacy app for kids and teens, with parental oversight features. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Vision Bank
BankingIslamic digital bank licensed in ADGM (Abu Dhabi), offering Shariah-compliant banking services with a fintech approach. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
WadzPay
BlockchainBlockchain-based payments technology provider (founded in Singapore) driving digital currency payment adoption globally. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Wafeq
PaymentsModern cloud-based accounting software powering invoicing, VAT, payroll, and bookkeeping for Middle Eastern SMEs. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Wahed
WealthTechShariah-compliant digital investment platform offering diversified portfolios (operating in UAE, UK, US, Malaysia). Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Wealthbrain
WealthTechCloud-based portfolio management platform for external asset managers, family offices, and high-net-worth individuals. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Wealthface
WealthTechOnline investment platform offering low-cost, globally diversified portfolios and robo-advisory solutions for MENA investors. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Wellx
InsurTechInsurtech offering wellness-focused health insurance that rewards customers for healthy behaviors and habits. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
WeMind
PaymentsAI-powered personal finance management platform providing automated money optimization and human financial advisors. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Wio Bank
BankingAll-digital bank in Abu Dhabi offering banking-as-a-service for individuals (Wio Personal) and startups (Wio Business):contentReference[oaicite:24]{index=24}. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Wise
PaymentsGlobal fintech for cross-border money transfer and multi-currency accounts, providing UAE users low-cost international transfers. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Xare
PaymentsSocial banking app that lets individuals share access to their financial resources (cards or funds) with others securely. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Xpence
PaymentsSmart expense management platform with Visa cards for freelancers, startups, and SMEs to track and control business spending. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Yabi
BankingAI-driven personal finance coach offering smart budgeting and financial guidance all in one app. A full-service bank serving retail and corporate customers, with a strong focus on digital channels and customer experience. Core offerings include accounts, cards, lending, and treasury services delivered through digital channels.
yallacompare
InsurTechMiddle East’s leading comparison site for insurance, credit cards, loans, and cars (formerly compareit4me):contentReference[oaicite:25]{index=25}. Supports digital distribution, underwriting, policy management, and claims workflows for insurance products. Typical capabilities include embedded insurance distribution, policy servicing, and claims automation.
YAP
BankingDigital banking app based in UAE offering IBAN accounts, cards, money management and analytical tools via mobile. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
YouCloud Pay
PaymentsFintech solutions provider offering payment, e-commerce, and analytics platforms tailored for retail and F&B industries. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Yuze
PaymentsDigital financial management platform providing SMEs with business accounts, payment cards, invoicing, and payment links. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
ZagTrader
WealthTechFinancial technology company providing trading, investment banking, and asset management software solutions:contentReference[oaicite:26]{index=26}. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Zand Bank
BankingUAE’s first fully independent digital bank (Islamic & conventional) for retail and corporate, bridging TradFi and DeFi:contentReference[oaicite:27]{index=27}. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.
Zbooni
PaymentsCommerce platform enabling SME merchants to send payment links and sell via chat apps (founded in 2016, Facebook incubated). Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Zenda
PaymentsSchool fee payment app for parents, offering pay-now or pay-later options and rewards for on-time payments. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Zest Equity
WealthTechDigital infrastructure for private markets, powering online transactions of private equity and other private assets. Provides investing, portfolio management, and financial planning tools for retail and professional investors. Typical capabilities include goal-based portfolios, market access, insights, and performance reporting.
Ziina
PaymentsP2P payments app for instantly sending and receiving money in the UAE via mobile, on a mission to increase financial freedom. Used by merchants and businesses in the UAE to accept payments, move money, and streamline checkout and settlement. Typical capabilities include checkout APIs, payment links, payouts, reconciliation, and reporting.
Zino Smart
InfrastructureBlockchain-based PropTech platform allowing global investors to buy tokenized shares of real estate assets. Supports financial workflows and fintech-adjacent use cases such as accounting, marketplaces, reporting, or sector-specific platforms. Typical capabilities include dashboards, automation, and integrations that reduce manual financial operations.
Zone
BlockchainGameFi ecosystem on Algorand blockchain merging free-to-play gaming with play-to-earn, including GameFi platform and NFTs. Builds digital asset infrastructure such as exchanges, custody, tokenisation, and Web3 applications and services. Typical capabilities include custody, trading rails, compliance controls, and tokenised assets.
Zywa
BankingTeen-focused payment app and prepaid card for the next generation (ages 10–25) to manage money and spend digitally. Offers an app-first banking experience, including digital accounts, cards, and everyday money management features. Typical features include onboarding, budgeting tools, cards, and in-app transfers.